| dc.contributor.author | Cowling, Marc | |
| dc.contributor.author | Matthews, Cathy | en |
| dc.contributor.author | Liu, Weixi | en |
| dc.date.accessioned | 2024-01-27T13:49:23Z | |
| dc.date.available | 2024-01-27T13:49:23Z | |
| dc.date.issued | 2017 | |
| dc.identifier.citation | Marc Cowling, Cathy Matthews, Weixi Liu, 'The Role of Loan Commitment Terms in Credit Allocation on the UK Small Firms Loan Guarantee Scheme', Senate Hall, 2017, International Review of Entrepreneurship, 15-28 | |
| dc.identifier.issn | 2009-2822 | |
| dc.identifier.uri | http://hdl.handle.net/2262/104650 | |
| dc.description.abstract | In this paper we provide empirical evidence concerning the nature of loan commitment contracts as reflected by individual loan contract parameters in influencing the size of bank commitments. Specifically, we consider how the quantitative allocation of credit, the loan amount, is affected or altered by changes to other components of the total loan package. By doing so we shed some more light on the types of real world trade-offs that credit constrained firms might face when approaching banks for funds, using the UK governments loan guarantee programme. Our results point at the importance of relationship lending in the UK.
Keywords: loan commitment contracts, credit allocation, loan amount, relationship lending
JEL Classifications: G21, L14, D45 | en |
| dc.language.iso | en | en |
| dc.publisher | Senate Hall | en |
| dc.relation.ispartofseries | International Review of Entrepreneurship | en |
| dc.relation.haspart | Vol. 15, Issue 1, 2017 | eng |
| dc.rights | Y | |
| dc.source | International Review of Entrepreneurship | |
| dc.subject | loan commitment contracts|credit allocation|loan amount|relationship lending | en |
| dc.title | The Role of Loan Commitment Terms in Credit Allocation on the UK Small Firms Loan Guarantee Scheme | |
| dc.type | Journal article | |
| dc.status.refereed | Yes | |
| dc.description.affiliation | Marc Cowling, Cathy Matthews (Brighton Business School, University of Brighton, UK) and Weixi Liu (Management School, University of Bath, UK) | |
| dc.publisher.place | Dublin | |
| dc.rights.ecaccessrights | openAccess | |
| dc.format.extentpagination | 15-28 | |
